Pre-planning your funeral involves organizing your burial and other end-of-life ceremonies you may want when you’re still alive and healthy. While planning your funeral can be uncomfortable, it comes with several advantages. Discussed below are five reasons to pre-plan your funeral Singapore funeral service.
1. To save money
The average cost of a funeral is $8,300. If the funeral includes cremation, the median price is $6,280. Planning your funeral ensures your loved ones aren’t left with a hefty bill after your demise and helps save money in various ways, including:
- Protecting against inflation: Inflation results in funeral prices rising over time. A pre-paid funeral plan allows you to pay your funeral expenses in advance. This lets you lock in today’s prices for assured services such as cremation, a visitation service, flowers, a personalized casket, and more. Using a pre-paid funeral plan is an excellent chance to save money as it doesn’t allow overhead costs or inflation to raise the total amount you pay
- Saving life insurance proceeds for your loved ones: While your life insurance money can be used to fund your funeral, pre-planning your funeral allows you to pay for the expenses in advance, ensuring your life insurance proceeds aren’t depleted on burial expenses
When you pre plan and fund your funeral in advance, you prevent the possibility of those you leave behind spending more money than you would have wished.
2. To communicate your wishes and personalize your funeral
Pre-planning your funeral permits you to personalize your funeral. When pre-planning, you have sufficient time to explore your options and make informed choices based on your preferences. Pre-planning your send-off lets you communicate your wishes. You can specify the kind of service you want, the readings, and more. When pre-planning your burial, you can make unique, creative arrangements reflecting your values, interests, and personality.
3. To reduce the financial burden on your family
Funerals aren’t cheap, and their costs tend to increase yearly. This means funeral arrangements will cost less today than several years from now. Planning your funeral beforehand allows you to lock in today’s prices, ensuring no scope for increasing expenses is left. It saves your family from the impact of financial pressures if they don’t have the money immediately available. Alleviating the financial burden on your loved ones lets them concentrate on their grief and healing instead of worrying about funeral expenses.
4. It gives you peace of mind
Pre-planning and prepaying your funeral gives you a sense of comfort and peace. The assurance that everything regarding your funeral arrangements is taken care of and those you leave behind won’t have to make challenging decisions in a distressful situation is quite reassuring.
Planning your send-off ahead of time eliminates the risk of your loved ones having conflicts over your burial arrangements. With a funeral strategy in place, your family members know what you want. Pre-planning your funeral also gives you the peace of mind that everyone will respect your last wishes and carry them out as intended.
5. To gain control over your funeral arrangements
Pre-planning your send-off gives you control over the arrangements. You can decide whether you want a traditional burial or to be cremated. Planning your funeral in advance allows you to choose the urn, casket, or even the location of the service. All the decisions regarding your burial are up to you.
Endnote
While organizing your funeral while you’re still alive can be challenging, it offers several benefits. Familiarize yourself with the reasons to pre-plan your funeral to determine if it’s worth the effort.
